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                {
                  "value": "dfs-datasharing-readaccess",
                  "children": {
                    "value": "dfs-datasharing-readaccess-requirement"
                  }
                },
                {
                  "value": "dfs-datasharing-scope",
                  "children": {
                    "value": "dfs-datasharing-scope-datatype"
                  }
                },
                {
                  "value": "dfs-datasharing-writeaccess",
                  "children": {
                    "value": "dfs-datasharing-writeaccess-requirement"
                  }
                }
              ]
            },
            {
              "value": "dfs-definition",
              "children": [
                {
                  "value": "dfs-definition-agentbanking",
                  "children": {
                    "value": "dfs-definition-agentbanking-perimeter"
                  }
                },
                {
                  "value": "dfs-definition-ebanking",
                  "children": {
                    "value": "dfs-definition-ebanking-retailbanking"
                  }
                },
                {
                  "value": "dfs-definition-emoney",
                  "children": {
                    "value": "dfs-definition-emoney-electronic"
                  }
                },
                {
                  "value": "dfs-definition-other"
                },
                {
                  "value": "dfs-definition-payment",
                  "children": {
                    "value": "dfs-definition-payment-services"
                  }
                },
                {
                  "value": "dfs-definition-systems",
                  "children": {
                    "value": "dfs-definition-systems-operator"
                  }
                }
              ]
            },
            {
              "value": "dfs-disclosure",
              "children": [
                {
                  "value": "dfs-disclosure-other"
                },
                {
                  "value": "dfs-disclosure-paymentsystem",
                  "children": {
                    "value": "dfs-disclosure-paymentsystem-disruption"
                  }
                },
                {
                  "value": "dfs-disclosure-tncs",
                  "children": {
                    "value": "dfs-disclosure-tncs-service"
                  }
                },
                {
                  "value": "dfs-disclosure-transaction",
                  "children": {
                    "value": "dfs-disclosure-transaction-notification"
                  }
                }
              ]
            },
            {
              "value": "dfs-emoney",
              "children": [
                {
                  "value": "dfs-emoney-issuancerequirements",
                  "children": [
                    {
                      "value": "dfs-emoney-issuancerequirements-list"
                    },
                    {
                      "value": "dfs-emoney-issuancerequirements-prohibitioninterest"
                    }
                  ]
                },
                {
                  "value": "dfs-emoney-other"
                }
              ]
            },
            {
              "value": "dfs-eventreporting",
              "children": [
                {
                  "value": "dfs-eventreporting-other"
                },
                {
                  "value": "dfs-eventreporting-periodicreport",
                  "children": [
                    {
                      "value": "dfs-eventreporting-periodicreport-list"
                    },
                    {
                      "value": "dfs-eventreporting-periodicreport-paymentactivity"
                    }
                  ]
                },
                {
                  "value": "dfs-eventreporting-regulatorreport",
                  "children": [
                    {
                      "value": "dfs-eventreporting-regulatorreport-insolvency"
                    },
                    {
                      "value": "dfs-eventreporting-regulatorreport-list"
                    },
                    {
                      "value": "dfs-eventreporting-regulatorreport-materialchange"
                    },
                    {
                      "value": "dfs-eventreporting-regulatorreport-outsourcing"
                    }
                  ]
                }
              ]
            },
            {
              "value": "dfs-industrystandards",
              "children": [
                {
                  "value": "dfs-industrystandards-industrybody",
                  "children": {
                    "value": "dfs-industrystandards-industrybody-recognition"
                  }
                },
                {
                  "value": "dfs-industrystandards-other"
                },
                {
                  "value": "dfs-industrystandards-standards",
                  "children": {
                    "value": "dfs-industrystandards-standards-general"
                  }
                }
              ]
            },
            {
              "value": "dfs-licensing",
              "children": [
                {
                  "value": "dfs-licensing-agentbanking",
                  "children": {
                    "value": "dfs-licensing-agentbanking-appointment"
                  }
                },
                {
                  "value": "dfs-licensing-application",
                  "children": [
                    {
                      "value": "dfs-licensing-application-managementsuitability"
                    },
                    {
                      "value": "dfs-licensing-application-process"
                    }
                  ]
                },
                {
                  "value": "dfs-licensing-digitalbank",
                  "children": [
                    {
                      "value": "dfs-licensing-digitalbank-eligibility"
                    },
                    {
                      "value": "dfs-licensing-digitalbank-type"
                    }
                  ]
                },
                {
                  "value": "dfs-licensing-disqualification",
                  "children": {
                    "value": "dfs-licensing-disqualification-criteria"
                  }
                },
                {
                  "value": "dfs-licensing-emoney",
                  "children": [
                    {
                      "value": "dfs-licensing-emoney-eligibility"
                    },
                    {
                      "value": "dfs-licensing-emoney-type"
                    }
                  ]
                },
                {
                  "value": "dfs-licensing-exemption",
                  "children": {
                    "value": "dfs-licensing-exemption-limitednetwork"
                  }
                },
                {
                  "value": "dfs-licensing-other"
                },
                {
                  "value": "dfs-licensing-paymentservice",
                  "children": [
                    {
                      "value": "dfs-licensing-paymentservice-eligibility"
                    },
                    {
                      "value": "dfs-licensing-paymentservice-type"
                    }
                  ]
                },
                {
                  "value": "dfs-licensing-paymentsystem",
                  "children": [
                    {
                      "value": "dfs-licensing-paymentsystem-eligibility"
                    },
                    {
                      "value": "dfs-licensing-paymentsystem-type"
                    }
                  ]
                },
                {
                  "value": "dfs-licensing-permission",
                  "children": {
                    "value": "dfs-licensing-permission-ebanking"
                  }
                },
                {
                  "value": "dfs-licensing-requiredlicense",
                  "children": {
                    "value": "dfs-licensing-requiredlicense-type"
                  }
                }
              ]
            },
            {
              "value": "dfs-nonfragmentation",
              "children": [
                {
                  "value": "dfs-nonfragmentation-accessregimes",
                  "children": [
                    {
                      "value": "dfs-nonfragmentation-accessregimes-eligibility"
                    },
                    {
                      "value": "dfs-nonfragmentation-accessregimes-fairness"
                    },
                    {
                      "value": "dfs-nonfragmentation-accessregimes-regulatorimposition"
                    }
                  ]
                },
                {
                  "value": "dfs-nonfragmentation-interoperability",
                  "children": [
                    {
                      "value": "dfs-nonfragmentation-interoperability-highlevel"
                    },
                    {
                      "value": "dfs-nonfragmentation-interoperability-lowlevel"
                    }
                  ]
                },
                {
                  "value": "dfs-nonfragmentation-other"
                },
                {
                  "value": "dfs-nonfragmentation-paymentinstrument",
                  "children": {
                    "value": "dfs-nonfragmentation-paymentinstrument-competition"
                  }
                },
                {
                  "value": "dfs-nonfragmentation-route",
                  "children": {
                    "value": "dfs-nonfragmentation-route-nationalscheme"
                  }
                }
              ]
            },
            {
              "value": "dfs-other"
            },
            {
              "value": "dfs-permitted",
              "children": [
                {
                  "value": "dfs-permitted-banned",
                  "children": [
                    {
                      "value": "dfs-permitted-banned-charginginterest"
                    },
                    {
                      "value": "dfs-permitted-banned-credit"
                    },
                    {
                      "value": "dfs-permitted-banned-general"
                    }
                  ]
                },
                {
                  "value": "dfs-permitted-other"
                }
              ]
            },
            {
              "value": "dfs-prudential",
              "children": [
                {
                  "value": "dfs-prudential-liquidity",
                  "children": {
                    "value": "dfs-prudential-liquidity-minimum"
                  }
                },
                {
                  "value": "dfs-prudential-minimumcapital",
                  "children": [
                    {
                      "value": "dfs-prudential-minimumcapital-initial"
                    },
                    {
                      "value": "dfs-prudential-minimumcapital-requirements"
                    }
                  ]
                },
                {
                  "value": "dfs-prudential-other"
                },
                {
                  "value": "dfs-prudential-regulatordeposit",
                  "children": {
                    "value": "dfs-prudential-regulatordeposit-requirement"
                  }
                }
              ]
            },
            {
              "value": "dfs-records",
              "children": [
                {
                  "value": "dfs-records-other"
                },
                {
                  "value": "dfs-records-recordskept",
                  "children": {
                    "value": "dfs-records-recordskept-general"
                  }
                },
                {
                  "value": "dfs-records-securitybreach",
                  "children": {
                    "value": "dfs-records-securitybreach-recordskept"
                  }
                },
                {
                  "value": "dfs-records-transactiondetails",
                  "children": {
                    "value": "dfs-records-transactiondetails-recordskept"
                  }
                }
              ]
            },
            {
              "value": "dfs-regdesignation",
              "children": [
                {
                  "value": "dfs-regdesignation-conditions",
                  "children": {
                    "value": "dfs-regdesignation-conditions-des"
                  }
                },
                {
                  "value": "dfs-regdesignation-designated",
                  "children": {
                    "value": "dfs-regdesignation-designated-obligations"
                  }
                },
                {
                  "value": "dfs-regdesignation-instrumentsystem",
                  "children": {
                    "value": "dfs-regdesignation-instrumentsystem-applydes"
                  }
                },
                {
                  "value": "dfs-regdesignation-other"
                },
                {
                  "value": "dfs-regdesignation-paymentinstrument",
                  "children": {
                    "value": "dfs-regdesignation-paymentinstrument-regpower"
                  }
                },
                {
                  "value": "dfs-regdesignation-paymentsystem",
                  "children": {
                    "value": "dfs-regdesignation-paymentsystem-regpower"
                  }
                }
              ]
            },
            {
              "value": "dfs-systems",
              "children": [
                {
                  "value": "dfs-systems-inbranch",
                  "children": [
                    {
                      "value": "dfs-systems-inbranch-cheques"
                    },
                    {
                      "value": "dfs-systems-inbranch-manual"
                    }
                  ]
                },
                {
                  "value": "dfs-systems-operational",
                  "children": {
                    "value": "dfs-systems-operational-documentation"
                  }
                },
                {
                  "value": "dfs-systems-other"
                },
                {
                  "value": "dfs-systems-paymentinstrument",
                  "children": [
                    {
                      "value": "dfs-systems-paymentinstrument-credentialsecurity"
                    },
                    {
                      "value": "dfs-systems-paymentinstrument-stop"
                    }
                  ]
                }
              ]
            },
            {
              "value": "dfs-transactions",
              "children": [
                {
                  "value": "dfs-transactions-consent",
                  "children": {
                    "value": "dfs-transactions-consent-withdrawal"
                  }
                },
                {
                  "value": "dfs-transactions-execution",
                  "children": {
                    "value": "dfs-transactions-execution-refusal"
                  }
                },
                {
                  "value": "dfs-transactions-fees",
                  "children": [
                    {
                      "value": "dfs-transactions-fees-general"
                    },
                    {
                      "value": "dfs-transactions-fees-interchange"
                    }
                  ]
                },
                {
                  "value": "dfs-transactions-liability",
                  "children": {
                    "value": "dfs-transactions-liability-institutionmistake"
                  }
                },
                {
                  "value": "dfs-transactions-limits",
                  "children": {
                    "value": "dfs-transactions-limits-customer"
                  }
                },
                {
                  "value": "dfs-transactions-metadata",
                  "children": {
                    "value": "dfs-transactions-metadata-required"
                  }
                },
                {
                  "value": "dfs-transactions-monitoring",
                  "children": {
                    "value": "dfs-transactions-monitoring-suspicious"
                  }
                },
                {
                  "value": "dfs-transactions-notifications",
                  "children": [
                    {
                      "value": "dfs-transactions-notifications-transactioncompleted"
                    },
                    {
                      "value": "dfs-transactions-notifications-unauthorisedtransaction"
                    }
                  ]
                },
                {
                  "value": "dfs-transactions-other"
                },
                {
                  "value": "dfs-transactions-unauthorised",
                  "children": [
                    {
                      "value": "dfs-transactions-unauthorised-customernotification"
                    },
                    {
                      "value": "dfs-transactions-unauthorised-evidence"
                    }
                  ]
                }
              ]
            }
          ]
        }],
        "other": [
          {
            "value": "pio",
            "children": [
              {
                "value": "pio-accessparticipation",
                "children": [
                  {
                    "value": "pio-accessparticipation-compliance",
                    "children": {
                      "value": "pio-accessparticipation-compliance-criteria"
                    }
                  },
                  {
                    "value": "pio-accessparticipation-effectiveefficient",
                    "children": {
                      "value": "pio-accessparticipation-effectiveefficient-need"
                    }
                  },
                  {
                    "value": "pio-accessparticipation-fairopen",
                    "children": {
                      "value": "pio-accessparticipation-fairopen-accessservices"
                    }
                  },
                  {
                    "value": "pio-accessparticipation-other"
                  },
                  {
                    "value": "pio-accessparticipation-suspensionrevocation",
                    "children": [
                      {
                        "value": "pio-accessparticipation-suspensionrevocation-notification"
                      },
                      {
                        "value": "pio-accessparticipation-suspensionrevocation-procedure"
                      }
                    ]
                  }
                ]
              },
              {
                "value": "pio-boardmanagement",
                "children": [
                  {
                    "value": "pio-boardmanagement-composition",
                    "children": {
                      "value": "pio-boardmanagement-composition-criteria"
                    }
                  },
                  {
                    "value": "pio-boardmanagement-fitproper",
                    "children": {
                      "value": "pio-boardmanagement-fitproper-assess"
                    }
                  },
                  {
                    "value": "pio-boardmanagement-other"
                  },
                  {
                    "value": "pio-boardmanagement-reportingline",
                    "children": {
                      "value": "pio-boardmanagement-reportingline-clear"
                    }
                  },
                  {
                    "value": "pio-boardmanagement-skill",
                    "children": {
                      "value": "pio-boardmanagement-skill-experience"
                    }
                  }
                ]
              },
              {
                "value": "pio-collateral",
                "children": [
                  {
                    "value": "pio-collateral-concentrationrisk",
                    "children": {
                      "value": "pio-collateral-concentrationrisk-prevent"
                    }
                  },
                  {
                    "value": "pio-collateral-crossborder",
                    "children": {
                      "value": "pio-collateral-crossborder-mitigate"
                    }
                  },
                  {
                    "value": "pio-collateral-eligibility",
                    "children": {
                      "value": "pio-collateral-eligibility-criteriaaccepted"
                    }
                  },
                  {
                    "value": "pio-collateral-flexible",
                    "children": {
                      "value": "pio-collateral-flexible-effective"
                    }
                  },
                  {
                    "value": "pio-collateral-other"
                  },
                  {
                    "value": "pio-collateral-valuationdiscount",
                    "children": {
                      "value": "pio-collateral-valuationdiscount-review"
                    }
                  }
                ]
              },
              {
                "value": "pio-contingency",
                "children": [
                  {
                    "value": "pio-contingency-closeout",
                    "children": {
                      "value": "pio-contingency-closeout-netting"
                    }
                  },
                  {
                    "value": "pio-contingency-defaultarrangement",
                    "children": [
                      {
                        "value": "pio-contingency-defaultarrangement-establish"
                      },
                      {
                        "value": "pio-contingency-defaultarrangement-netsum"
                      },
                      {
                        "value": "pio-contingency-defaultarrangement-regular"
                      }
                    ]
                  },
                  {
                    "value": "pio-contingency-other"
                  },
                  {
                    "value": "pio-contingency-recoveryplan",
                    "children": {
                      "value": "pio-contingency-recoveryplan-prepare"
                    }
                  },
                  {
                    "value": "pio-contingency-reviewrecovery",
                    "children": {
                      "value": "pio-contingency-reviewrecovery-conduct"
                    }
                  }
                ]
              },
              {
                "value": "pio-definition",
                "children": [
                  {
                    "value": "pio-definition-marketinfrastructure",
                    "children": {
                      "value": "pio-definition-marketinfrastructure-clearingsettlement"
                    }
                  },
                  {
                    "value": "pio-definition-other"
                  },
                  {
                    "value": "pio-definition-paymentoperator",
                    "children": {
                      "value": "pio-definition-paymentoperator-infrastructure"
                    }
                  },
                  {
                    "value": "pio-definition-paymentsystem",
                    "children": {
                      "value": "pio-definition-paymentsystem-infrastructure"
                    }
                  },
                  {
                    "value": "pio-definition-systemicpayment",
                    "children": {
                      "value": "pio-definition-systemicpayment-financialstability"
                    }
                  },
                  {
                    "value": "pio-definition-thirdparty",
                    "children": {
                      "value": "pio-definition-thirdparty-outsourcing"
                    }
                  },
                  {
                    "value": "pio-definition-typeoperator",
                    "children": [
                      {
                        "value": "pio-definition-typeoperator-cardpayment"
                      },
                      {
                        "value": "pio-definition-typeoperator-fastpayment"
                      },
                      {
                        "value": "pio-definition-typeoperator-largevalue"
                      },
                      {
                        "value": "pio-definition-typeoperator-retailpayment"
                      },
                      {
                        "value": "pio-definition-typeoperator-rtgs"
                      }
                    ]
                  }
                ]
              },
              {
                "value": "pio-disclosure",
                "children": [
                  {
                    "value": "pio-disclosure-associatedrisk",
                    "children": {
                      "value": "pio-disclosure-associatedrisk-service"
                    }
                  },
                  {
                    "value": "pio-disclosure-designoperation",
                    "children": {
                      "value": "pio-disclosure-designoperation-system"
                    }
                  },
                  {
                    "value": "pio-disclosure-fee",
                    "children": {
                      "value": "pio-disclosure-fee-service"
                    }
                  },
                  {
                    "value": "pio-disclosure-memberdefault",
                    "children": {
                      "value": "pio-disclosure-memberdefault-rule"
                    }
                  },
                  {
                    "value": "pio-disclosure-operatingrule",
                    "children": {
                      "value": "pio-disclosure-operatingrule-key"
                    }
                  },
                  {
                    "value": "pio-disclosure-other"
                  },
                  {
                    "value": "pio-disclosure-participation",
                    "children": {
                      "value": "pio-disclosure-participation-criteria"
                    }
                  }
                ]
              },
              {
                "value": "pio-disputeresolution",
                "children": [
                  {
                    "value": "pio-disputeresolution-operator",
                    "children": {
                      "value": "pio-disputeresolution-operator-participant"
                    }
                  },
                  {
                    "value": "pio-disputeresolution-other"
                  },
                  {
                    "value": "pio-disputeresolution-participant",
                    "children": {
                      "value": "pio-disputeresolution-participant-participants"
                    }
                  }
                ]
              },
              {
                "value": "pio-governance",
                "children": [
                  {
                    "value": "pio-governance-assessment",
                    "children": {
                      "value": "pio-governance-assessment-businesscontinuity"
                    }
                  },
                  {
                    "value": "pio-governance-businesscontinuity",
                    "children": {
                      "value": "pio-governance-businesscontinuity-establish"
                    }
                  },
                  {
                    "value": "pio-governance-establish",
                    "children": {
                      "value": "pio-governance-establish-clearframework"
                    }
                  },
                  {
                    "value": "pio-governance-externalaudit",
                    "children": {
                      "value": "pio-governance-externalaudit-appoint"
                    }
                  },
                  {
                    "value": "pio-governance-internalaudit",
                    "children": {
                      "value": "pio-governance-internalaudit-regular"
                    }
                  },
                  {
                    "value": "pio-governance-internalcontrol",
                    "children": {
                      "value": "pio-governance-internalcontrol-process"
                    }
                  },
                  {
                    "value": "pio-governance-other"
                  },
                  {
                    "value": "pio-governance-publicinterest",
                    "children": {
                      "value": "pio-governance-publicinterest-act"
                    }
                  }
                ]
              },
              {
                "value": "pio-informationsystem",
                "children": [
                  {
                    "value": "pio-informationsystem-audit",
                    "children": {
                      "value": "pio-informationsystem-audit-conduct"
                    }
                  },
                  {
                    "value": "pio-informationsystem-cardpayment",
                    "children": [
                      {
                        "value": "pio-informationsystem-cardpayment-acquirerissuer"
                      },
                      {
                        "value": "pio-informationsystem-cardpayment-periodicmonitoring"
                      }
                    ]
                  },
                  {
                    "value": "pio-informationsystem-continuityplan",
                    "children": {
                      "value": "pio-informationsystem-continuityplan-prepare"
                    }
                  },
                  {
                    "value": "pio-informationsystem-other"
                  },
                  {
                    "value": "pio-informationsystem-retail",
                    "children": [
                      {
                        "value": "pio-informationsystem-retail-competentpersonnel"
                      },
                      {
                        "value": "pio-informationsystem-retail-fraudawareness"
                      }
                    ]
                  },
                  {
                    "value": "pio-informationsystem-robust",
                    "children": {
                      "value": "pio-informationsystem-robust-riskmanagement"
                    }
                  },
                  {
                    "value": "pio-informationsystem-rtgs",
                    "children": {
                      "value": "pio-informationsystem-rtgs-reliability"
                    }
                  },
                  {
                    "value": "pio-informationsystem-ruleprocedure",
                    "children": {
                      "value": "pio-informationsystem-ruleprocedure-establish"
                    }
                  },
                  {
                    "value": "pio-informationsystem-safetyefficiency",
                    "children": {
                      "value": "pio-informationsystem-safetyefficiency-ensure"
                    }
                  },
                  {
                    "value": "pio-informationsystem-securitybreach",
                    "children": {
                      "value": "pio-informationsystem-securitybreach-monitor"
                    }
                  },
                  {
                    "value": "pio-informationsystem-securityintegrity",
                    "children": [
                      {
                        "value": "pio-informationsystem-securityintegrity-confident"
                      },
                      {
                        "value": "pio-informationsystem-securityintegrity-exemptionconfidentiality"
                      },
                      {
                        "value": "pio-informationsystem-securityintegrity-industrystandard"
                      }
                    ]
                  }
                ]
              },
              {
                "value": "pio-licensing",
                "children": [
                  {
                    "value": "pio-licensing-authorisationlicensing",
                    "children": {
                      "value": "pio-licensing-authorisationlicensing-operation"
                    }
                  },
                  {
                    "value": "pio-licensing-conditions",
                    "children": {
                      "value": "pio-licensing-conditions-revocation"
                    }
                  },
                  {
                    "value": "pio-licensing-eligibility",
                    "children": [
                      {
                        "value": "pio-licensing-eligibility-fee"
                      },
                      {
                        "value": "pio-licensing-eligibility-generalcondition"
                      },
                      {
                        "value": "pio-licensing-eligibility-permanentoffice"
                      },
                      {
                        "value": "pio-licensing-eligibility-sufficientresources"
                      }
                    ]
                  },
                  {
                    "value": "pio-licensing-other"
                  }
                ]
              },
              {
                "value": "pio-messagingstandard",
                "children": [
                  {
                    "value": "pio-messagingstandard-compliance",
                    "children": {
                      "value": "pio-messagingstandard-compliance-iso20022"
                    }
                  },
                  {
                    "value": "pio-messagingstandard-implementation",
                    "children": {
                      "value": "pio-messagingstandard-implementation-document"
                    }
                  },
                  {
                    "value": "pio-messagingstandard-other"
                  }
                ]
              },
              {
                "value": "pio-notification",
                "children": [
                  {
                    "value": "pio-notification-disruption",
                    "children": {
                      "value": "pio-notification-disruption-inability"
                    }
                  },
                  {
                    "value": "pio-notification-generalorganisation",
                    "children": {
                      "value": "pio-notification-generalorganisation-change"
                    }
                  },
                  {
                    "value": "pio-notification-insolvency",
                    "children": {
                      "value": "pio-notification-insolvency-procedure"
                    }
                  },
                  {
                    "value": "pio-notification-operatingrule",
                    "children": {
                      "value": "pio-notification-operatingrule-change"
                    }
                  },
                  {
                    "value": "pio-notification-operation",
                    "children": {
                      "value": "pio-notification-operation-change"
                    }
                  },
                  {
                    "value": "pio-notification-other"
                  },
                  {
                    "value": "pio-notification-termination",
                    "children": {
                      "value": "pio-notification-termination-intention"
                    }
                  }
                ]
              },
              {
                "value": "pio-operatingrule",
                "children": [
                  {
                    "value": "pio-operatingrule-cardpayment",
                    "children": [
                      {
                        "value": "pio-operatingrule-cardpayment-equalbranding"
                      },
                      {
                        "value": "pio-operatingrule-cardpayment-steeringact"
                      }
                    ]
                  },
                  {
                    "value": "pio-operatingrule-content",
                    "children": {
                      "value": "pio-operatingrule-content-detail"
                    }
                  },
                  {
                    "value": "pio-operatingrule-establish",
                    "children": {
                      "value": "pio-operatingrule-establish-regularreview"
                    }
                  },
                  {
                    "value": "pio-operatingrule-monitorcompliance",
                    "children": {
                      "value": "pio-operatingrule-monitorcompliance-participants"
                    }
                  },
                  {
                    "value": "pio-operatingrule-other"
                  }
                ]
              },
              {
                "value": "pio-other"
              },
              {
                "value": "pio-outsourcing",
                "children": [
                  {
                    "value": "pio-outsourcing-authorisation",
                    "children": {
                      "value": "pio-outsourcing-authorisation-activity"
                    }
                  },
                  {
                    "value": "pio-outsourcing-businesscontinuity",
                    "children": {
                      "value": "pio-outsourcing-businesscontinuity-have"
                    }
                  },
                  {
                    "value": "pio-outsourcing-fullresponsibility",
                    "children": {
                      "value": "pio-outsourcing-fullresponsibility-take"
                    }
                  },
                  {
                    "value": "pio-outsourcing-other"
                  },
                  {
                    "value": "pio-outsourcing-rightduty",
                    "children": {
                      "value": "pio-outsourcing-rightduty-clear"
                    }
                  },
                  {
                    "value": "pio-outsourcing-riskassessment",
                    "children": {
                      "value": "pio-outsourcing-riskassessment-rise"
                    }
                  },
                  {
                    "value": "pio-outsourcing-thirdparty",
                    "children": {
                      "value": "pio-outsourcing-thirdparty-monitor"
                    }
                  }
                ]
              },
              {
                "value": "pio-pricing",
                "children": [
                  {
                    "value": "pio-pricing-cardinterchange",
                    "children": [
                      {
                        "value": "pio-pricing-cardinterchange-cap"
                      },
                      {
                        "value": "pio-pricing-cardinterchange-clearprocedure"
                      },
                      {
                        "value": "pio-pricing-cardinterchange-publish"
                      },
                      {
                        "value": "pio-pricing-cardinterchange-reporting"
                      }
                    ]
                  },
                  {
                    "value": "pio-pricing-other"
                  },
                  {
                    "value": "pio-pricing-rtgs",
                    "children": {
                      "value": "pio-pricing-rtgs-setcollect"
                    }
                  }
                ]
              },
              {
                "value": "pio-prudential",
                "children": [
                  {
                    "value": "pio-prudential-initialcapital",
                    "children": {
                      "value": "pio-prudential-initialcapital-paid"
                    }
                  },
                  {
                    "value": "pio-prudential-level",
                    "children": {
                      "value": "pio-prudential-level-capitaladequacy"
                    }
                  },
                  {
                    "value": "pio-prudential-other"
                  },
                  {
                    "value": "pio-prudential-sufficient",
                    "children": {
                      "value": "pio-prudential-sufficient-liquidnetasset"
                    }
                  }
                ]
              },
              {
                "value": "pio-recordkeeping",
                "children": [
                  {
                    "value": "pio-recordkeeping-activity",
                    "children": {
                      "value": "pio-recordkeeping-activity-maintain"
                    }
                  },
                  {
                    "value": "pio-recordkeeping-other"
                  },
                  {
                    "value": "pio-recordkeeping-participant",
                    "children": {
                      "value": "pio-recordkeeping-participant-maintain"
                    }
                  }
                ]
              },
              {
                "value": "pio-reporting",
                "children": [
                  {
                    "value": "pio-reporting-highlevel",
                    "children": [
                      {
                        "value": "pio-reporting-highlevel-any"
                      },
                      {
                        "value": "pio-reporting-highlevel-resolutionplan"
                      }
                    ]
                  },
                  {
                    "value": "pio-reporting-incident",
                    "children": [
                      {
                        "value": "pio-reporting-incident-breachsecurity"
                      },
                      {
                        "value": "pio-reporting-incident-swiftcontingency"
                      }
                    ]
                  },
                  {
                    "value": "pio-reporting-metric",
                    "children": [
                      {
                        "value": "pio-reporting-metric-cardissuance"
                      },
                      {
                        "value": "pio-reporting-metric-totalvalue"
                      },
                      {
                        "value": "pio-reporting-metric-transactionnumber"
                      },
                      {
                        "value": "pio-reporting-metric-transactionvalue"
                      }
                    ]
                  },
                  {
                    "value": "pio-reporting-other"
                  },
                  {
                    "value": "pio-reporting-periodic",
                    "children": [
                      {
                        "value": "pio-reporting-periodic-compliance"
                      },
                      {
                        "value": "pio-reporting-periodic-financial"
                      },
                      {
                        "value": "pio-reporting-periodic-operational"
                      }
                    ]
                  }
                ]
              },
              {
                "value": "pio-riskmanagement",
                "children": [
                  {
                    "value": "pio-riskmanagement-business",
                    "children": {
                      "value": "pio-riskmanagement-business-identifymonitor"
                    }
                  },
                  {
                    "value": "pio-riskmanagement-creditexposure",
                    "children": {
                      "value": "pio-riskmanagement-creditexposure-identifymonitor"
                    }
                  },
                  {
                    "value": "pio-riskmanagement-custody",
                    "children": [
                      {
                        "value": "pio-riskmanagement-custody-evaluateexposure"
                      },
                      {
                        "value": "pio-riskmanagement-custody-participantasset"
                      },
                      {
                        "value": "pio-riskmanagement-custody-promptaccess"
                      }
                    ]
                  },
                  {
                    "value": "pio-riskmanagement-extremescenario",
                    "children": {
                      "value": "pio-riskmanagement-extremescenario-frequentassess"
                    }
                  },
                  {
                    "value": "pio-riskmanagement-incentiveparticipant",
                    "children": {
                      "value": "pio-riskmanagement-incentiveparticipant-limitrisk"
                    }
                  },
                  {
                    "value": "pio-riskmanagement-investment",
                    "children": {
                      "value": "pio-riskmanagement-investment-riskstrategy"
                    }
                  },
                  {
                    "value": "pio-riskmanagement-liquidity",
                    "children": [
                      {
                        "value": "pio-riskmanagement-liquidity-identifymonitor"
                      },
                      {
                        "value": "pio-riskmanagement-liquidity-immediateaccess"
                      }
                    ]
                  },
                  {
                    "value": "pio-riskmanagement-materialrisk",
                    "children": {
                      "value": "pio-riskmanagement-materialrisk-review"
                    }
                  },
                  {
                    "value": "pio-riskmanagement-newproduct",
                    "children": {
                      "value": "pio-riskmanagement-newproduct-assessrisk"
                    }
                  },
                  {
                    "value": "pio-riskmanagement-operational",
                    "children": [
                      {
                        "value": "pio-riskmanagement-operational-identifymonitor"
                      },
                      {
                        "value": "pio-riskmanagement-operational-robustframework"
                      }
                    ]
                  },
                  {
                    "value": "pio-riskmanagement-other"
                  },
                  {
                    "value": "pio-riskmanagement-soundframework",
                    "children": {
                      "value": "pio-riskmanagement-soundframework-review"
                    }
                  },
                  {
                    "value": "pio-riskmanagement-tieredparticipation",
                    "children": [
                      {
                        "value": "pio-riskmanagement-tieredparticipation-indirect"
                      },
                      {
                        "value": "pio-riskmanagement-tieredparticipation-material"
                      }
                    ]
                  }
                ]
              },
              {
                "value": "pio-servicestandard",
                "children": [
                  {
                    "value": "pio-servicestandard-other"
                  },
                  {
                    "value": "pio-servicestandard-rtgs",
                    "children": [
                      {
                        "value": "pio-servicestandard-rtgs-liabilitylimitation"
                      },
                      {
                        "value": "pio-servicestandard-rtgs-systeminformation"
                      }
                    ]
                  }
                ]
              },
              {
                "value": "pio-settlementfinality",
                "children": [
                  {
                    "value": "pio-settlementfinality-deadline",
                    "children": {
                      "value": "pio-settlementfinality-deadline-set"
                    }
                  },
                  {
                    "value": "pio-settlementfinality-localcurrency",
                    "children": {
                      "value": "pio-settlementfinality-localcurrency-use"
                    }
                  },
                  {
                    "value": "pio-settlementfinality-other"
                  },
                  {
                    "value": "pio-settlementfinality-ruleprocedure",
                    "children": {
                      "value": "pio-settlementfinality-ruleprocedure-establish"
                    }
                  }
                ]
              }
            ]
          },
          {
            "value": "pip",
            "children": [
              {
                "value": "pip-accessmembership",
                "children": [
                  {
                    "value": "pip-accessmembership-conditions",
                    "children": {
                      "value": "pip-accessmembership-conditions-capitalrequirements"
                    }
                  },
                  {
                    "value": "pip-accessmembership-membershiptype",
                    "children": {
                      "value": "pip-accessmembership-membershiptype-directmember"
                    }
                  },
                  {
                    "value": "pip-accessmembership-other"
                  }
                ]
              },
              {
                "value": "pip-businesscontinuity",
                "children": [
                  {
                    "value": "pip-businesscontinuity-assessment",
                    "children": {
                      "value": "pip-businesscontinuity-assessment-periodicreview"
                    }
                  },
                  {
                    "value": "pip-businesscontinuity-other"
                  },
                  {
                    "value": "pip-businesscontinuity-planformulation",
                    "children": {
                      "value": "pip-businesscontinuity-planformulation-planrequirements"
                    }
                  }
                ]
              },
              {
                "value": "pip-cessation",
                "children": [
                  {
                    "value": "pip-cessation-liability",
                    "children": {
                      "value": "pip-cessation-liability-duration"
                    }
                  },
                  {
                    "value": "pip-cessation-notification",
                    "children": {
                      "value": "pip-cessation-notification-notificationformat"
                    }
                  },
                  {
                    "value": "pip-cessation-other"
                  },
                  {
                    "value": "pip-cessation-procedure",
                    "children": {
                      "value": "pip-cessation-procedure-noticeperiod"
                    }
                  },
                  {
                    "value": "pip-cessation-suspension",
                    "children": {
                      "value": "pip-cessation-suspension-breach"
                    }
                  }
                ]
              },
              {
                "value": "pip-definition",
                "children": [
                  {
                    "value": "pip-definition-other"
                  },
                  {
                    "value": "pip-definition-types",
                    "children": [
                      {
                        "value": "pip-definition-types-acquirer"
                      },
                      {
                        "value": "pip-definition-types-cardissuer"
                      },
                      {
                        "value": "pip-definition-types-directparticipant"
                      },
                      {
                        "value": "pip-definition-types-indirectparticipant"
                      },
                      {
                        "value": "pip-definition-types-serviceusers"
                      }
                    ]
                  }
                ]
              },
              {
                "value": "pip-disputesettlement",
                "children": [
                  {
                    "value": "pip-disputesettlement-other"
                  },
                  {
                    "value": "pip-disputesettlement-requirement",
                    "children": {
                      "value": "pip-disputesettlement-requirement-arbitration"
                    }
                  }
                ]
              },
              {
                "value": "pip-erroneouspayments",
                "children": [
                  {
                    "value": "pip-erroneouspayments-cancelledpayments",
                    "children": {
                      "value": "pip-erroneouspayments-cancelledpayments-messagerequirements"
                    }
                  },
                  {
                    "value": "pip-erroneouspayments-duplicatepayment",
                    "children": {
                      "value": "pip-erroneouspayments-duplicatepayment-senderresponsibility"
                    }
                  },
                  {
                    "value": "pip-erroneouspayments-forcemajeure",
                    "children": {
                      "value": "pip-erroneouspayments-forcemajeure-extent"
                    }
                  },
                  {
                    "value": "pip-erroneouspayments-operatorliability",
                    "children": {
                      "value": "pip-erroneouspayments-operatorliability-indemnity"
                    }
                  },
                  {
                    "value": "pip-erroneouspayments-other"
                  },
                  {
                    "value": "pip-erroneouspayments-participantliability",
                    "children": {
                      "value": "pip-erroneouspayments-participantliability-extent"
                    }
                  },
                  {
                    "value": "pip-erroneouspayments-reclaimingfund",
                    "children": {
                      "value": "pip-erroneouspayments-reclaimingfund-erroneous"
                    }
                  },
                  {
                    "value": "pip-erroneouspayments-return",
                    "children": {
                      "value": "pip-erroneouspayments-return-mandatedperiod"
                    }
                  }
                ]
              },
              {
                "value": "pip-fees",
                "children": [
                  {
                    "value": "pip-fees-mandatedlimits",
                    "children": {
                      "value": "pip-fees-mandatedlimits-credit"
                    }
                  },
                  {
                    "value": "pip-fees-other"
                  },
                  {
                    "value": "pip-fees-paymentrequirement",
                    "children": {
                      "value": "pip-fees-paymentrequirement-charges"
                    }
                  }
                ]
              },
              {
                "value": "pip-netsettlement",
                "children": [
                  {
                    "value": "pip-netsettlement-fund",
                    "children": [
                      {
                        "value": "pip-netsettlement-fund-block"
                      },
                      {
                        "value": "pip-netsettlement-fund-requirement"
                      }
                    ]
                  },
                  {
                    "value": "pip-netsettlement-other"
                  }
                ]
              },
              {
                "value": "pip-notification",
                "children": [
                  {
                    "value": "pip-notification-eventdriven",
                    "children": [
                      {
                        "value": "pip-notification-eventdriven-failure"
                      },
                      {
                        "value": "pip-notification-eventdriven-insolvency"
                      }
                    ]
                  },
                  {
                    "value": "pip-notification-organisationalchange",
                    "children": {
                      "value": "pip-notification-organisationalchange-companyname"
                    }
                  },
                  {
                    "value": "pip-notification-other"
                  }
                ]
              },
              {
                "value": "pip-operatorcoordination",
                "children": [
                  {
                    "value": "pip-operatorcoordination-information",
                    "children": {
                      "value": "pip-operatorcoordination-information-notificationprocedure"
                    }
                  },
                  {
                    "value": "pip-operatorcoordination-officer",
                    "children": {
                      "value": "pip-operatorcoordination-officer-qualification"
                    }
                  },
                  {
                    "value": "pip-operatorcoordination-other"
                  }
                ]
              },
              {
                "value": "pip-other"
              },
              {
                "value": "pip-participanteligibility",
                "children": [
                  {
                    "value": "pip-participanteligibility-cardpayment",
                    "children": {
                      "value": "pip-participanteligibility-cardpayment-system"
                    }
                  },
                  {
                    "value": "pip-participanteligibility-creditcard",
                    "children": {
                      "value": "pip-participanteligibility-creditcard-procedure"
                    }
                  },
                  {
                    "value": "pip-participanteligibility-other"
                  },
                  {
                    "value": "pip-participanteligibility-retailpayment",
                    "children": {
                      "value": "pip-participanteligibility-retailpayment-system"
                    }
                  },
                  {
                    "value": "pip-participanteligibility-rtgs",
                    "children": {
                      "value": "pip-participanteligibility-rtgs-scheme"
                    }
                  }
                ]
              },
              {
                "value": "pip-paymentprocessing",
                "children": [
                  {
                    "value": "pip-paymentprocessing-bankcode",
                    "children": {
                      "value": "pip-paymentprocessing-bankcode-codetemplate"
                    }
                  },
                  {
                    "value": "pip-paymentprocessing-beneficiaryidentification",
                    "children": {
                      "value": "pip-paymentprocessing-beneficiaryidentification-details"
                    }
                  },
                  {
                    "value": "pip-paymentprocessing-mandatedcurrency",
                    "children": {
                      "value": "pip-paymentprocessing-mandatedcurrency-dualcurrency"
                    }
                  },
                  {
                    "value": "pip-paymentprocessing-operatingschedule",
                    "children": {
                      "value": "pip-paymentprocessing-operatingschedule-duration"
                    }
                  },
                  {
                    "value": "pip-paymentprocessing-other"
                  },
                  {
                    "value": "pip-paymentprocessing-systemoperator",
                    "children": {
                      "value": "pip-paymentprocessing-systemoperator-validationconditions"
                    }
                  },
                  {
                    "value": "pip-paymentprocessing-transactiontypes",
                    "children": {
                      "value": "pip-paymentprocessing-transactiontypes-participant"
                    }
                  },
                  {
                    "value": "pip-paymentprocessing-uniquetransaction",
                    "children": {
                      "value": "pip-paymentprocessing-uniquetransaction-syntax"
                    }
                  },
                  {
                    "value": "pip-paymentprocessing-validdates",
                    "children": [
                      {
                        "value": "pip-paymentprocessing-validdates-current"
                      },
                      {
                        "value": "pip-paymentprocessing-validdates-valuetransaction"
                      }
                    ]
                  },
                  {
                    "value": "pip-paymentprocessing-valuelimits",
                    "children": {
                      "value": "pip-paymentprocessing-valuelimits-limitextend"
                    }
                  }
                ]
              },
              {
                "value": "pip-reporting",
                "children": [
                  {
                    "value": "pip-reporting-accountsubmission",
                    "children": {
                      "value": "pip-reporting-accountsubmission-accountingstandards"
                    }
                  },
                  {
                    "value": "pip-reporting-compliancereport",
                    "children": {
                      "value": "pip-reporting-compliancereport-reportdetails"
                    }
                  },
                  {
                    "value": "pip-reporting-other"
                  },
                  {
                    "value": "pip-reporting-selfassessment",
                    "children": {
                      "value": "pip-reporting-selfassessment-result"
                    }
                  }
                ]
              },
              {
                "value": "pip-riskmanagement",
                "children": [
                  {
                    "value": "pip-riskmanagement-designframework",
                    "children": {
                      "value": "pip-riskmanagement-designframework-quantitative"
                    }
                  },
                  {
                    "value": "pip-riskmanagement-other"
                  },
                  {
                    "value": "pip-riskmanagement-outsourcing",
                    "children": {
                      "value": "pip-riskmanagement-outsourcing-partyrequirements"
                    }
                  }
                ]
              },
              {
                "value": "pip-security",
                "children": [
                  {
                    "value": "pip-security-breachnotification",
                    "children": {
                      "value": "pip-security-breachnotification-notificationperiod"
                    }
                  },
                  {
                    "value": "pip-security-internalcontrols",
                    "children": {
                      "value": "pip-security-internalcontrols-controlspecifications"
                    }
                  },
                  {
                    "value": "pip-security-other"
                  },
                  {
                    "value": "pip-security-retaintransaction",
                    "children": {
                      "value": "pip-security-retaintransaction-transactionperiod"
                    }
                  },
                  {
                    "value": "pip-security-systemconfidentiality",
                    "children": {
                      "value": "pip-security-systemconfidentiality-systemmaterials"
                    }
                  }
                ]
              },
              {
                "value": "pip-settlement",
                "children": [
                  {
                    "value": "pip-settlement-finality",
                    "children": {
                      "value": "pip-settlement-finality-finalitymoment"
                    }
                  },
                  {
                    "value": "pip-settlement-gridlock",
                    "children": {
                      "value": "pip-settlement-gridlock-resolution"
                    }
                  },
                  {
                    "value": "pip-settlement-minimumbalance",
                    "children": {
                      "value": "pip-settlement-minimumbalance-balancecomposition"
                    }
                  },
                  {
                    "value": "pip-settlement-other"
                  },
                  {
                    "value": "pip-settlement-queuemanagement",
                    "children": [
                      {
                        "value": "pip-settlement-queuemanagement-insufficientfunds"
                      },
                      {
                        "value": "pip-settlement-queuemanagement-queuecancellation"
                      },
                      {
                        "value": "pip-settlement-queuemanagement-queuecategorisation"
                      },
                      {
                        "value": "pip-settlement-queuemanagement-queuemodification"
                      },
                      {
                        "value": "pip-settlement-queuemanagement-queueprinciple"
                      },
                      {
                        "value": "pip-settlement-queuemanagement-queuepriorities"
                      }
                    ]
                  }
                ]
              },
              {
                "value": "pip-technicalrequirement",
                "children": [
                  {
                    "value": "pip-technicalrequirement-messagingstandard",
                    "children": {
                      "value": "pip-technicalrequirement-messagingstandard-format"
                    }
                  },
                  {
                    "value": "pip-technicalrequirement-other"
                  }
                ]
              },
              {
                "value": "pip-technicalrequirements",
                "children": [
                  {
                    "value": "pip-technicalrequirements-infrastructure",
                    "children": {
                      "value": "pip-technicalrequirements-infrastructure-equipmentspecifications"
                    }
                  },
                  {
                    "value": "pip-technicalrequirements-other"
                  },
                  {
                    "value": "pip-technicalrequirements-trainedpersonnel",
                    "children": {
                      "value": "pip-technicalrequirements-trainedpersonnel-qualificationrequirements"
                    }
                  }
                ]
              }
            ]
          }
        ]
      },
      "predictions": []
    }
  ]